:root {
  --primary: #13547a;
  --primary-dark: #0b364f;
  --accent: #ffa94d;
  --bg: #f4f6f8;
  --card-bg: #ffffff;
  --text: #1f2933;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
  background: var(--bg);
  color: var(--text);
}

header {
  background: radial-gradient(circle at top left, var(--primary), var(--primary-dark));
  color: #fff;
  padding: 28px 16px 36px;
}

.wrap {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 8px;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 2fr) minmax(0, 1.5fr);
  gap: 24px;
  align-items: center;
}

@media (max-width: 820px) {
  .hero {
    grid-template-columns: 1fr;
  }
}

.hero h1 {
  margin: 0 0 10px;
  font-size: clamp(2rem, 3vw, 2.4rem);
}

.hero p.lead {
  margin: 0 0 16px;
  font-size: 1.05rem;
  max-width: 40rem;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 4px 10px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  font-size: 0.85rem;
  margin-bottom: 10px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
  margin-top: 12px;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 20px;
  border-radius: 999px;
  background: var(--accent);
  color: #1f1300;
  font-weight: 600;
  text-decoration: none;
  border: none;
  cursor: pointer;
  font-size: 0.98rem;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.18);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 9px 18px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.6);
  color: #fff;
  text-decoration: none;
  font-size: 0.95rem;
}

.hero-card {
  background: rgba(15, 30, 54, 0.9);
  border-radius: 16px;
  padding: 16px 18px;
  font-size: 0.93rem;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.28);
}

.hero-card h2 {
  margin: 0 0 6px;
  font-size: 1.05rem;
}

.hero-card dl {
  margin: 8px 0 0;
  display: grid;
  grid-template-columns: auto 1fr;
  row-gap: 4px;
  column-gap: 8px;
}

.hero-card dt {
  font-weight: 600;
  opacity: 0.9;
}

.hero-card dd {
  margin: 0;
}

main {
  max-width: 1120px;
  margin: 0 auto;
  padding: 28px 16px 40px;
}

section {
  margin-bottom: 32px;
}

h2.section-title {
  font-size: 1.5rem;
  margin: 0 0 16px;
}

.intro-grid {
  display: grid;
  grid-template-columns: minmax(0, 2.3fr) minmax(0, 1.7fr);
  gap: 22px;
}

@media (max-width: 820px) {
  .intro-grid {
    grid-template-columns: 1fr;
  }
}

.card {
  background: var(--card-bg);
  border-radius: 14px;
  padding: 18px 18px 16px;
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.06);
}

.muted {
  color: #6b7280;
  font-size: 0.92rem;
}

.pill-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 12px;
}

.pill {
  padding: 5px 10px;
  border-radius: 999px;
  border: 1px solid #d0d7e2;
  font-size: 0.85rem;
  background: #f9fafb;
}

.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px;
  counter-reset: step;
}

.step {
  background: var(--card-bg);
  border-radius: 14px;
  padding: 16px 16px 14px;
  position: relative;
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.06);
}

.step::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  top: -10px;
  left: 14px;
  height: 26px;
  width: 26px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  font-weight: 600;
  box-shadow: 0 3px 6px rgba(15, 23, 42, 0.3);
}

.step h3 {
  margin-top: 4px;
  font-size: 1rem;
  margin-bottom: 6px;
}

ul {
  padding-left: 18px;
  margin: 8px 0 0;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 18px;
}

.highlight-box {
  border-radius: 14px;
  padding: 14px 16px;
  background: #fff9f1;
  border: 1px solid #ffe0b2;
  font-size: 0.95rem;
}

.tag-list {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 8px;
}

.tag {
  font-size: 0.83rem;
  padding: 4px 9px;
  border-radius: 999px;
  background: #e5f2ff;
  color: #1b4f72;
}

.faq-item + .faq-item {
  margin-top: 10px;
  border-top: 1px solid #e5e7eb;
  padding-top: 10px;
}

.faq-item h3 {
  font-size: 1rem;
  margin-bottom: 4px;
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 2fr) minmax(0, 1.5fr);
  gap: 18px;
}

@media (max-width: 820px) {
  .contact-grid {
    grid-template-columns: 1fr;
  }
}

footer {
  background: var(--primary-dark);
  color: #cbd5f0;
  padding: 18px 16px;
  font-size: 0.9rem;
  margin-top: 12px;
}

.footer-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: space-between;
  align-items: center;
}

a {
  color: #0c5db3;
}

.nowrap {
  white-space: nowrap;
}